G Capital is a boutique wholesale mortgage fund that specialises in private mortgages and holds an Australian Financial Services Licence to operate in the sector.
George Koovousis, the founder of G Capital, has been involved in the private mortgage market for over 26 years through his mortgage brokering business. During this time, George has built up a network of clients, family and friends who collectively have invested in private mortgages with great success.
The launch of G Capital now provides the opportunity for investors also to receive a regular income stream based on that industry experience and extensive network brought to the business.
G Capital has identified the need in the market to provide secured credit quickly, whilst at the same time providing benefits to both investors and borrowers.
We take a personal, non-bank approach to provide finance to businesses who will pay extra for quick service and early access to funding.
Through G Capital, investors can receive higher market returns, knowing that all investments are secured by a registered mortgage over Australian real estate.
Transparency and integrity are two cornerstones of our values. Our investors know precisely where their funds sit at any one time and educating them on how the fund works, builds trust and confidence.
G Capital is an investor-inclusive business that encourages direct communication with our management. We will be with you every step of the way.
Our team personally meets with each investor to create an investment strategy based on their individual financial goals. We remain in direct contact with investors throughout our partnership, offering a truly personalised service.
We believe strongly in what we do, which is why we co-invest in the same exclusive investment opportunities as our clients. This ensures our interests are always aligned through stable, low-risk investments and attractive returns.
G Capital is committed to helping every investor achieve their investment goals and create long term wealth. With in-depth industry knowledge and experience, we are passionate about creating wealth together.
G Capital maintains an open and honest approach with every investor. We ensure our investors know the specific security their funding is secured against and the responsible way in which we facilitate lending to our borrowers.
As a responsible private mortgage lender, G Capital ensures every investment is secured against First and Second Mortgages across real property. We undertake thorough security documentation and probity through our solicitors to ensure all legal processes are followed and adhered to.
G Capital offers attractive investor returns that are typically above market rate, providing wholesale investors with a stable and diversified income stream. Each investment opportunity is different and the returns will vary depending on risk.
G Capital offers a wide range of benefits to our investors. We seek out innovative and attractive investment opportunities for our clients.
We offer investors the opportunity to earn higher than market returns with fixed interest paid monthly to investors through our Wholesale Mortgage Fund.
The interest on investments provides investors with attractive rates of return that are paid monthly into your nominated account.
Every investor knows exactly where funds are being invested with a simple and easy to understand contributory investment model. It offers investors with flexibility, control and guidance on which loan suits their individual investment needs.
Investments with G Capital are secured by way of a First Registered Mortgage over real property such as residential, commercial or industrial that are predominantly in the Sydney market. Loan and security documents are prepared by a legal firm specialising in mortgage loan contracts.
In order to become an investor with G Capital please follow the steps below:
The offer under our Information Memorandum (IM) is only available to Wholesale Clients and Sophisticated Investors as defined by the Corporations Act. To qualify you must:
If you have any questions about our investment criteria please get in touch with our friendly team.
As a private non-bank lender, G Capital is able to offer borrowers a range of alternative funding opportunities to assist with their business needs.
Through years of experience in private lending the G Capital team can provide you with access to funding that is not typically available through major banks or financial institutions..
With our streamline process and great customer service, G Capital is able to offer borrowers fast lending approvals and prompt settlements.
We specialise in flexible and highly personalised lending to help fund short term loans (3 months to 2 years) for any commercial and business purposes.
Banks and traditional lending institutions are under increasing regulator pressure to slow property investor activity. Lending criteria for many borrowers is getting tighter and banks are withdrawing completely from lending in certain market sectors. These increasing levels of red tape are frustrating many borrowers in obtaining funding in a timely manner.
Your investment with G Capital is secured by way of a First Registered Mortgage over real property such as residential, commercial or industrial that are predominantly in the Sydney market.
G Capital provides attractive, flexible investment terms typically 6 months to 2 years. If you would like to understand more about how individual investments are structured and how we can assist with your financial goals, please contact our friendly team today.
The interest on your investment is paid monthly in arrears by G Capital, providing every investor with a reliable and steady income stream.
Managing Director
George Koovousis, the founder of G Capital, has been involved in the private mortgage market for over 26 years through South Western Financial Services, his mortgage brokering business, having personally written well in excess of $1 billion in mortgages.
During this time, George has built up a network of clients, family and friends who collectively have invested in private mortgages with great success.
The launch of G Capital now provides the opportunity for investors also to receive a regular income stream based on that industry experience and extensive network brought to the business.
Responsible Manager
Michael Robinson is the external Responsible Manager for G Capital’s AFSL.
He is a highly experienced operator of mortgage funds with many years of hands-on experience operating and advising mortgage funds operating within an AFSL regulatory framework, including advising mortgage funds in his capacity as a solicitor. Michael has been a solicitor since 1977 and is admitted to practise in the Supreme Courts of Queensland and New South Wales and the High Court of Australia.
Michael is also the responsible manager for two other AFS licensees and is held in high regard in the industry. He is also an external compliance committee member for a registered managed investment scheme.
Chief Financial Officer
Angelo is a finance executive with over 20 years’ experience in the commercial and financial management of companies. He is a qualified Certified Practising Accountant (CPA) graduating from the University of Technology Sydney (UTS) with a Bachelor of Business (Accounting & Finance).
Head Of Compliance and Operations
Dalal has 25 years’ experience within the mortgage and banking industry. Having held senior roles at South Western Financial Services for 14 years and Commonwealth Bank for 10 years. Dalal brings a wealth of experience in lending, loan processing and compliance.